Comprehensive financial products designed around the everyday realities of TRCN staff members.
Six distinct loan products to meet every financial need — from urgent emergencies to long-term housing.
Up to ₦200,000 disbursed within 48 hours on a reducing balance rate. Minimal documentation required.
Full details →Up to ₦400,000 at a flat annual rate to finance your business or commercial activities over 8 months.
Full details →Up to 1× your savings balance (2× under review) at a flat annual rate over 36 months.
Full details →Up to ₦5,000,000 over 60 months for major financial goals and investments.
Full details →Secure your family home with a mortgage loan repayable over up to 5 years at a competitive flat rate.
Full details →Open to members and non-members with active contracts. Tiered rates over 1–3 months with collateral.
Full details →Three savings vehicles designed to grow your wealth systematically while maximising your loan eligibility.
Regular salary deductions build your cooperative savings balance — the foundation of your loan eligibility. You choose your monthly amount at registration.
A January–November structured savings cycle. You set the amount; the cooperative holds it and returns principal plus interest in November.
Reinvest your dividends, November payouts or make direct bulk payments to boost your savings balance and increase your future loan eligibility.
When life brings hardship, TRCNCS stands with you. Our welfare and benevolent fund provides compassionate support.
Financial assistance for members facing significant medical expenses not covered by NHIS or personal savings.
Compassionate financial support to members who lose immediate family members, to help cover burial and related costs.
Support for members children in need of educational assistance. Contact the welfare committee for eligibility criteria.